Group Health Insurance

When it comes to competing for the very best employees in the Greater Miami, Florida Area, know that an excellent group health insurance policy may tip the scales in your favor. Studies have shown repeatedly that employee benefits are valued so highly that an individual will often accept a job that pays a lower salary if the benefits are considered better. No worries—the professionals at iSure Insurance Brokers can position you to be that employer.

Partnering with you in these uncertain times

The professionals at iSure stay abreast of the latest developments in a market that is constantly in flux. The healthcare industry has undergone quite the rollercoaster in recent years, with some particularly surprising dips and swerves due to the enactment of the Affordable Healthcare Act, also known as Obamacare. We can answer all your questions regarding where your mid- or large-cap companies falls in meeting the requirements for your employees, and help you achieve coverage that doesn’t compromise quality for affordability or penalize you for the employee benefit options you want to offer.

Many choices are available

The iSure experts partner with every major group health insurance provider in the nation to offer your business the best quality at the best price point. Your coverage options may include:

• Preferred Provider Organizations (PPOs)—the most expensive option allows employees the most flexibility and autonomy
• Health Maintenance Organizations (HMOs)—the most affordable option, with established processes for seeing primary care doctors and specialty referrals
• Traditional Plans—medical care based on an allowed percentage or dollar amount
• Consumer-Directed Health Plans (CDHPs)—utilizing a personal healthcare account to pay for medical expenses

As an adjunct to coverage, many insurers also offer plan information, consultations with registered nurses, and benefits explanations online and via phone. It’s a cost-effective way to promote employee education and enhance their experience.

Making sense out of the Group Health Insurance confusion

Confounding choices, rising premiums, shifting deadlines, and at the end of the day, individuals and families who just want access to good-quality healthcare—these are competing forces that need not collide, but it takes an experienced professional by your side to arbitrate them fairly and successfully. Let the iSure experts show you the way.

If you are a business in Miami, Coral Gables, Doral, Brickell, Aventura, or Miami Beach, our group health insurance advisors are standing by to assist. Contact us today.